Profit and loss

One of the easiest ways to build a positive personal P&L is to re-establish your monthly expenses at a dramatically lower level.

If you cut your burn rate to the bone, you suddenly will find the freedom to say ‘no’ to work that drains you and doesn’t build your reputation. And perhaps you can say goodbye to the stress that might be paralyzing you.

Create like an optimist. Spend like a pessimist.